Once this is complete, your external account will be linked. At the bottom of the screen, click the Confirm button and enter the two small deposit amounts in the order in which they were made. Log back into your SCU Credit Union online banking and go to Settings. Review the transactions of the external account to see the amount of each deposit and the order in which they were deposited. Two small deposits will be sent to that external account within three days. Select either "Link accounts from another financial institution" to be able to view the balances and transactions of your accounts at other financial institutions or "External transfer account." to just make transfers to and from this account.įor "Link accounts from another financial institution", enter the bank name, routing number and account number of the external account.
Go to the Accounts tab and click Link an External Account. To link an external account in Online Banking, click More and select Settings.
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Read the full OPS Terms and Conditions here. Overdraft Privilege Service (OPS) is a discretionary program under which SCU Credit Union will consider paying items drawn on your checking account for which the account has insufficient or unavailable funds, instead of automatically returning those items unpaid.
For additional transfers in a given month, a service charge applies. Two transfers per month are permitted free of charge. Anytime your checking account would be overdrawn, we will transfer available funds from your savings to your checking to cover the overdraft. Overdraft Transfer is a link between your savings account and checking account. Approval is subject to your credit worthiness. Interest accrues on the outstanding balance. Overdraft Protection (Line of Credit) is a line of credit loan that is advanced any time your account would otherwise be overdrawn. SCU Credit Union offers three forms of overdraft protection with Overdraft Protection (Line of Credit), Overdraft Transfer and Overdraft Privilege Service (OPS).
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